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Ron's Bulletin Board

Welcome to Ron's bulletin board. Watch here for special sales and my picks of the month.

Wow! Great new construction starting at $150,000 with some builder incentives. Wescott Plantation located in the Summerville District II school system. You'll have to call me for the details on this wonderful new golf course planned community.

Crowfield Plantation Alert!! Folks this is the last run of new construction on Crowfield. This fantastic 20 year Planned Unit Deveopment (PUD) is in the last phase. The Hamlets is the only area left with new construction. The Hamlets is one of my favorites with it's large lots, golf course views and many trees. Price range to include resales starts at $225,000. I can represent you as your buyer agent in this new development. Call or contact me today for an information packet.

Alert! Economy is improving. Buy now before the interest rates climb!

Lake home wanted! I have a buyer wanting to purchase a water front home on Lake Moultrie.
Call me with details 843-553-0908 (agent direct)

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What does the common acronym FSBO (pronounced fizzbo) stand for?
A	For Sale By Owner. (Between 85 to 95% of existing homes are sold with a Realtor's help.)
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Ron Henderson, REALTORŽ, real estate agent and broker for Charleston, Goose Creek and Summerville South Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Ron Henderson
Century 21 Properties Plus
6926 Rivers Avenue
North Charleston, SC 29406
Toll Free: 800-968-0460
Direct: 843-553-0908
Fax: 843-574-0212
Email: ron@charlestonexpert.com
When you work with Ron Henderson and my "Charleston Expert Team" you receive top-notch, professional attention from beginning to end. My goal is to provide service of such quality that you will anxiously refer your friends, relatives, co-workers and neighbors to me in the future. When you choose me and the Charleston Expert team as your Charleston real estate representatives you can expect experience, professional knowledge, top negotiating skills, and loyalty. My key to success has been to listen closely to my clients needs and then locate, evaluate, and negotiate with thier best interest in mind. It's just old fashion service with today's technology! I want to be your Charleston Real Estate Consultant and representative. I look forward to showing you "The Best Way Home". Active Licensed Broker Associate with Century 21 Properties Plus: South Carolina License # 13414

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