Less than 4% of all agents are Certified Residential Specialists. When relocating anywhere look for a CRS! Call me direct: 843-224-3883
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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 Compare three mortgages at one time.
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Special Offers: Special offers for Charleston, Goose Creek and Summerville homeowners from Ron Henderson,
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Local Charleston, Goose Creek and Summerville Experts: Ron
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Reports: Free
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eNewsletter: Ron
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Today's Real Estate News: Daily
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Market Conditions Report: Market conditions report for this area, New York, and
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Ron's Bulletin Board: Ron's Bulletin Board for messages and responses. |
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Employer Search: Major Charleston, Goose Creek and Summerville
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Monthly Payments & Schedule: Monthly loan payments java mortgage
calculator |
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How Much Can You Afford?: Calculate how much home you can
afford with this financial calculator |
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Determine Tax Savings: Calculate how much your monthly
Charleston, Goose Creek and Summerville South Carolina mortgage payments save you on your taxes because of
loan interest |
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Should You Rent or Buy?: Is it better to rent a home in South
Carolina or buy your own Charleston, Goose Creek and Summerville house, ranch, luxury property, condominium,
acreage, or other real estate? |
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Adjustable Rate Mortgages: Adjustable rate Charleston, Goose Creek and Summerville
mortgages information and interest rate java calculator |
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What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage. |
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Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. |
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Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers. |
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15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms. |
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How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out. |
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What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount. |
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Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment. |
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TripleCalc: FREE Software
Download: TripleCalc lets you compare three loans at one time for your property
or other South Carolina real estate |
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Top National Real Estate Web Sites: Real Estate Web Sites that include
some unique sources of realty information, listings, and more |
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Ask Anything: Ask Ron Henderson
anything real estate |
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NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale |
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Real Estate Tips: Ron Henderson's realty library of real estate
tips and advice on everything from preparing your home for sale to negotiating
with home buyers to escrow, closing costs, property inspections, and mortgage
brokers |
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Real Estate Trivia: Ron Henderson's collection of real estate trivia questions
and answers that include real estate topics such as the most expensive home,
largest swimming pool, and more |
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Real Estate Dictionary: Complete real estate dictionary
and glossary of realty words you'll use when you list and sell your Charleston, Goose Creek and Summerville
property in South Carolina, including legal terms definitions, and
more |
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Insurance >Hazard Insurance
Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!
Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.
It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.
As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.
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| Q |
Who is the world's richest living person?
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| A |
William H. Gates, III, Chairman of Microsoft Corporation, whose wealth was estimated at $46.6 billion in 2004.
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- NUMBER1EXPERT™ 
